Finance news, guides and free money tools
Plain-English help with saving, investing, forex and crypto, plus calculators you can use right now.
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Crypto Exchange Fees Explained: Maker vs Taker Fees on a $1,000 Trade

$100,000 a Year Is How Much an Hour? (Is Six Figures Rich?)

$40,000 a Year Is How Much an Hour? (Living Well on $40k)

Forex Margin Call Example: How a $1,000 Account Gets Stopped Out

How Long Does It Take to Save for a $50,000 Down Payment?

$45,000 a Year Is How Much an Hour? (Judging a Job Offer)
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Free money calculators and plain-English finance guides
MoneysGuide brings together free money calculators and clear, practical finance guides in one place. Whether you’re paying off debt, saving for a home, investing for the first time or trading currencies, you’ll find tools that show the real numbers and guides that explain what they mean.

Our free money calculators
Every calculator runs in your browser, so nothing you type is stored. Each one explains the formula behind its answer:
- Compound interest calculator: see how savings and investments grow
- Loan payment calculator: monthly payments, total interest and payoff schedule
- Mortgage calculator: payments including tax, insurance and fees
- Savings goal calculator: how much to save each month for any target
- Crypto profit calculator: profit, ROI and break-even price after fees
- Pip value calculator: pip value and margin for forex and gold
- Inflation calculator: what your money will be worth in the future
- Currency converter: 160+ currencies at the latest reference rates
See them all on our free money calculators page.
Guides that explain the numbers
Our guides cover personal finance, investing, banking and loans, forex and crypto, from how compound interest works to how long it takes to pay off $10,000 in credit card debt. Every article uses worked examples checked with our own calculators.
Why readers trust MoneysGuide
We research from official and primary sources, update guides when rules or rates change, and never tell you what to buy or sell. Read our editorial policy to see how we work.

